ArcKit UK Financial Services Payments Overlay

UK Financial Services Payments Overlay for ArcKit — 4 commands for established UK Payment Service Providers, E-Money Institutions, and Payment Institutions: PSD2 SCA-RTS exemption design, EMI/PI safeguarding assessment, FCA Consumer Duty board report, and Critical Third Parties dependency assessment. Recipe: uk-fs-payments. Requires arckit core plugin. EXPERIMENTAL — community-maintained, no named domain co-maintainer at launch.